Top Ten Most Expensive Car Insurance Claims

You’ve had an accident, something has happened to your car, or you must file a claim on your car because of a damaging incident. Luckily you’ve purchased automobile and real life insurance, so you are covered. Which claims will cost you the most? Read on to learn about the most expensive car insurance claims today.

10. Stolen/Lost Keys
With computer technology and keying systems, it is expensive to replace keys on a vehicle. Gone
is the day when a person would go into a key-smith and have new keys made. The cost of one remote
access pad is over $100.00.

9. Keying or parking lot damage
You come out of the grocery store and find that your car has been damaged by a careless shopper or
vandal. This claim will typically cost thousands of dollars if you choose to get the car repainted.

8. Windshield Damage
That little crack that you’ve been thinking about repairing is now a huge crack or a shattered
windshield. It will cost several hundred dollars to fix.

7. Child-related Damage
Your child is riding his or her bicycle, rollerskating down the driveway, pulling a wagon, or kicking a
ball and “bam!” your car gets damaged. This can be an costly repair because dents and body
damage are expensive to repair.

6. Weather Damage
A tree branch falling on your car will not be cheap. Usually the body damage and repair will cost
hundreds (if not thousands) to repair.

5. Fender Bender
You’re sitting in traffic, minding your own business and “bam!” you are hit from behind. With
damage to your bumper and possible body damage, you are looking at several thousands of
dollars in damage. If your airbags deploy, it will cost even more.

4. Parked Car Accident
You park your car on a busy street and when you come out you find that your car has been hit by a
passing car! The cost of repairing your car (especially when you don’t have the offender’s auto
insurance information) will be quite expensive.

3. Fire Damage
You have a house fire and as a result your car (or cars) are damaged in the fire. This type of
damage typically means a total loss, which means the insurance company will be required to
reimburse you for the car or replace the car.

2. One-Vehicle Accident
If you are unlucky enough to be involved in a one-vehicle accident, it will not be cheap to repair
or replace your vehicle. The insurance company takes on all of the costs of repairing or replacing
your vehicle.

1. Multi-Vehicle Accident
Perhaps the most traumatic and horrific times in a person’s life is a multi-vehicle accident.
With the possibility of personal injury, loss of property and other costs, this is definitely the
most expensive automobile insurance claim.